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Can Millionaires Cure Health Care Crisis

If nothing else the millionaire consortium on health care will shake up the industry and possibly induce new approaches in the market.Does a record for amassing money and running successful businesses...

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Retirement Sneaks Up On You

The answer to how much you should be saving, simply put, is “as much as you can, but not more.”When you are young and just starting down the employment path, it’s easy to ignore the fact that you’ll...

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Beginners’ Guide To Saving Money

Savings and investing both make for long-term personal financial health, but start with the savings.Saving money is the keystone principle to financial success. It’s what makes it possible for you to...

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Value Of Money Changes

Think in terms of the future value of your dollar, not what it is worth at the momentDo You Know The Time Value Of Money? Wimpy, of the old cartoon show, Popeye, loves hamburgers, a passion that leads...

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Money Can Buy Happiness

According to the study, an ideal income for individuals living in America is $95,000 per year to obtain life satisfaction.Contrary to the common adage that says you can’t buy happiness, a massive...

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Buying A Home? Check This List

Don’t compare mortgage options based on their advertised rates, but look at their annual percentage rate, which lenders are required to advertise.Buying a home, for many Americans, is like slipping...

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Know Your Credit Score

A lower score could mean a higher interest rate or otherwise affect the mortgage agreement. Your goal should be to have a score above 760.Your credit score is an essential facet of your personal...

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When Your Term Deposit Matures

Some institutions allow you to make additional contributions to the account for the duration of the term.Term deposit accounts are among the low-maintenance savings options. You deposit the money and...

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Feds Raise Interest Rates, Promise More

The current increase is the second this year and the seventh since the recession.The Federal Reserve raised the prime interest rate recently by just a small percentage, but enough to raise expectations...

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Keep Your Emergency Fund Intact

Your ultimate goal should be to have three to six months of savings as a cushion against money emergenciesSmart personal finance management always includes an emergency fund to tide you over an...

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